Last Updated 08/04/2023

Who We Are

wabisavvywallet.com  (“company”, “I”, “we” or “us”) is dedicated to respecting the privacy of your personal information, and this privacy policy describes what information is collected from you on www.wabisavvywallet.com (hereinafter the “website”) and how it is used. The term “you” refers to anyone who uses, visits and/or views the website.
By visiting and using the website, you accept and agree to be bound by this privacy policy. Your continued use of the website after posting of any changes to our Privacy Policy constitutes your acceptance of those changes and updates. You must not access or use the website if you do not wish to be bound by this Privacy Policy.

Children’s Privacy

We respect the privacy of children and “child” means an individual under the age of 13. All information and content on this website is intended for individuals over the age of 18. Children under the age of 13 are prohibited from using this website. We do not knowingly collect, use or disclose personal information from children under the age of 13 without prior parental or guardian consent. If you believe personal information is collected from someone under the age of 13 without parental or guardian consent, then please contact us to have that information deleted.

What Information We Collect and How It Is Used

When you access the website, you may provide certain personally identifiable information including but not limited to your name, email address, phone number, address, avatar image, credit card information when you make a purchase on the website.
This information is collected when you register on the site, place an order, subscribe to a newsletter, contact us, use the search feature on the website, provide comments or any other feedback, fill out a form or use live chat or enter any other information on the website to communicate with us. From time to time, we may also collect information that you submit when you participate in any online surveys that we may post on our website.
Your personal information is used to personalize your experience, improve the website to better serve you, provide customer service support, efficiently process your requests or transactions, tailor advertisements to you, elicit reviews of services or products, provide you offers, promotions and to follow up with you through correspondence (email, live chat, or phone).
We may also use this information to provide you offers and promotions from our partners and/or our affiliates in exchange for a commission without additional cost to you.

Identifying Users

  • We will not use this information to identify individuals, except for site security or law enforcement purposes.
  • We will not obtain personally-identifying information about you when you visit our site, unless you choose to provide such information.
  • We will not pass any information to Google data that Google could use or recognize as personally identifiable information.

Comments and Social Media 

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any
follow-up comments automatically instead of holding them in a moderation queue. When you leave a comment, your name, email address and website/organization name is not shared with a third party, and may be used to communicate with you.
Social media accounts and sharing options are available on this website. Social media sites (Facebook, Twitter, YouTube, and so forth) can track your personal information. Should you choose to interact with us on social media, please note that you will be voluntarily disclosing that personal information. This information is no longer private. It becomes public information and can be collected and used by others. We have no control over and take no responsibility for the use, storage or dissemination of such publicly disclosed personal information by you.
Any such interactions via comments and social media with us do not subject us to any kind of liability related to misuse of your information by others.

Contact Forms

If you choose to identify yourself (or otherwise provide us with personal information) when you use our online forms:

  • We will collect (and may retain) any personally identifying information such as your name, street address, email address, and phone number, and any other information you provide. We will use this information to try to fulfill your request and to provide service to you. We will not disclose such information to third parties except as specified in this privacy policy or except as permitted by you.
  • If you request information, services, or assistance then we may disclose your personal information to third parties that (in our judgment) are appropriate in order to fulfill your request. We will only do so as specified in this privacy policy and as explicitly consented by you. If, when you provide us with such information, you specify that you do not want us to disclose the information to third parties, we will honor your request. Note, however, that if you do not provide such information, it may be impossible for us to refer, respond to or fulfill your request.

Cookies

The website may use cookies to facilitate your use of the website. Cookies are files with small amounts of data including an anonymous unique identifier that a website sends to your computer’s hard drive when you are viewing the website. Just like other websites, we automatically collect some non-personally identifiable information including but not limited to your IP address, geographic location, language preference, date and time of visitors. When you leave a comment on our website, you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment.

If you have an account and you log in to this website, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
We may use cookies for various reasons such as optimizing and personalizing your browsing experience, checking our website analytics, saving your preferences and settings for future use, serving ads based on your liking and interests, affiliate marketing and for posting comments on our website.
This information is only collected to better serve and understand your user experience on the website.  You have the option of turning off cookies on your computer should you wish to do so. If you choose to do that, you may not be able to view all features and content of this website.

Third Party Links and Use 

We may use Google Adsense advertising along with any other third party advertising on the website. Google is a third party that also uses cookies to serve ads on the website for the purpose of providing a positive user experience. Third party vendors such as Google use cookies to serve ads based on a user’s prior visits to the website. You can opt out of Google by visiting their privacy policy and ad settings  Ads Settings. (Alternatively, you can direct users to opt out of a third-party vendor’s use of cookies for personalized advertising by visiting www.aboutads.info.)

We may also include, offer or advertise third party links, products or services on the website. Once you click on a third party link and leave this website, you are no longer bound by our Privacy Policy.
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Articles on this website may include embedded content (e.g. videos, images, advertisements, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

We have no control over these third parties and they have their own privacy policies. Neither are we responsible for the activities and practices of these third parties. You should contact them directly and read their privacy policies for any questions. You also agree that your use of these third party websites is solely at your risk.

Disclosure Of Your Information

As a general rule, we do not disclose your personal information to third parties without your consent with the exception of the following circumstances:

  1. We may disclose your information to our trusted third parties that work with us such as our website hosting partners, email marketing service provider, other service providers that assist in the operation of the website, and any other affiliates and subsidiaries we rely upon to provide you products and services offered here.
  2. We may disclose your information in order to comply with state or federal regulations related to copyright infringement lawsuits or any other legal claims related to the website.
  3. We may disclose your information to our successor and/or acquiring party in the event of a merger, acquisition, restructuring, dissolution or partial sale in the future. However, your personal information will be transferred to the acquiring party in accordance with this privacy policy.

Analytics

We use services that collect information about use of this site. These analytics services collect information such as how often users visit this site, what pages they visit when they do so, what links they click in the site, and what site referred the user to this site. We use the information we get from analytics software only to improve this site. Analytics services collect only the IP address assigned to you on the date you visit this site, rather than your name or other identifying information. We do not combine the information collected through the use of analytics services with personally identifiable information.
Although the analytics services plant a permanent cookie on your web browser to identify you as a unique user the next time you visit this site, the cookie cannot be used by anyone but the service that set the cookie. The ability of analytics services to use and share information collected about your visits to this site is restricted by each services Terms of Use and Privacy Policy.
You can prevent analytics software from recognizing you on return visits to this site by disabling cookies on your browser.
You can prevent analytics software from tracking your visits to this site by enabling the Do Not Track feature of your web browser(s).
The following services are used to track visitor information:

These companies use information about your visits to this and other websites in order to provide advertisements about goods and services that may be of interest to you. Some of these advertisers plant cookies in your web browser to assist the conduct of their services. We do not control the cookies placed by advertisers.
In addition to cookies, some advertises (e.g. Amazon Affiliates and Google AdSense) use web beacons or similar technologies to serve advertisements tailored to interests you have shown by browsing this and other sites, to determine whether you have seen a particular advertisement before and to avoid showing duplicate advertisements.
These advertisers collect non-personal data such as your browser type, operating system, web pages visited, times of visits, content viewed, ads viewed, and other clickstream data. These advertisers control the data they collect.
The use of cookies, web beacons, or similar technologies by these advertising services is subject to their own privacy policies. This website publisher disclaims all liabilities in connection with 3rd party advertisers.

Email Marketing

You have the option of opting in or unsubscribing from our email list. By subscribing and opting in, you agree to receiving newsletters, updates, messages, promotional materials and any other content related to this website. When you send an email, your email message along with email address and responses are saved for communication purposes with you. This information is kept confidential and we do not share, sell or trade your email information with third parties except as otherwise stated in this privacy policy.

GDPR VISITOR RIGHTS
Under the GDPR, if you are within the European Union, you are entitled to certain rights and information listed below.
We will retain any information you choose to provide to us until the earlier of:

  1. You ask us to delete the information by sending a request to support@startamomblog.com. Please note that such requests may result in you no longer being able to access paid or free content previously provided to you.
  2. Our decision to cease using our existing data providers.
  3. The Company decides to no longer be in business or continue to offer the services.
  4. The data is no longer needed to provide you service, is too costly to maintain further retention, or the Company finds it outdated.

You have the right to request access to your data that we store and have the ability to access your personal data.
You have the rights to either rectify or erase your personal data. You have the right to verify the accuracy of your personal data and have it corrected or removed completely
You have the right to seek restrictions on the processing of your data. When you restrict the processing of your data, we can store your data but cannot process it further.
You have the right to object to the processing of your data in certain circumstances including but not limited to direct marketing, profiling, scientific or historical research purposes, statistical purposes, automated decision making and profiling and tasks based on legitimate interests or in the public interest/exercise of official authority.
You have the right to the portability of your data. You have the right to request your personal data from us, receive it and transfer it to another controller.
You have the right to withdraw consent at any time. If you have provided consent to the Company’s processing of your personal data, you have the right to withdraw that consent any time without affecting the lawfulness of processing based upon consent that occurred prior to your withdrawal of consent.
You have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation.
We require only the information that is reasonably necessary to enter into a contract with you. We will not require you to provide consent for any unnecessary processing as a condition of entering into a contract with us.

CALIFORNIA ONLINE PRIVACY PROTECTION ACT
CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

The Legal Basis For Processing Your Personal Data

In order to comply with applicable data protection laws, we are required to set out the legal basis for processing your Personal Data. In accordance with the purposes for which we collect and use your Personal Data, as set out above, the legal basis for processing your personal data will typically be one of the following:

  • Our own or our third parties’ legitimate business interests (for example, in maintaining and promoting our business by providing customers with feedback opportunities or other instances where we have carried out a legitimate interests assessment and have established an existing legitimate interest);
  • The performance of a contract that we have in place with you;
  • Your consent where appropriate;
  • To protect your vital interests; or
  • Compliance with our legal obligations.

How We Protect Your Data

This site is stored on a secure web server. All data that forms this site is stored on this web server and is protected by anti hacking devices.
Contact forms used within this site send copies of contact messages to the 3rd party email services used by this site’s owner and administrators. These 3rd party email services are protected by anti-hacking devices. These emails may be forwarded to additional storage units such as desktop computers and mobile devices. These computers and devices are protected at all times.

Security

The security of your personal information is important to us, and we strive to follow generally commercial industry standards to protect your personal information submitted to us voluntarily and automatically. However, no method of transmission over the Internet is 100% secure and we cannot guarantee absolute security of your information. When you make a credit card purchase or purchase through any means on the website, you will be directed to a third party vendor to complete the transaction. Any information you provide during the checkout process is not stored on our website but instead provided to the third party vendor that completes the purchase transaction.
By using this website, you agree to hold us harmless for any security breach and for any unauthorized use of your personal information by third parties. You also agree that we cannot be held responsible for any disclosure of your information through our website without our knowledge and consent.

Advertising, Sponsorship, and Other Third Party Content

This website accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation, including, but not limited to various forms of affiliate marketing. However, this website does not accept forms of compensation in return for a favorable review/write-up.  This website conforms to word of mouth marketing standards. We believe in transparency of relationship, opinion and identity. If compensation received, other than product samples, influences the topics or blog posts made on this website, that content or post will be clearly identified as paid or sponsored content.
Some advertising space on this website/blog hosts third party, automated advertising from various sources, including both graphic and text link forms of advertising. While the owners work hard to ensure the automated advertising content is appropriate and follows strong ethical and moral standards, they are not in direct or immediate control over the content provided. This website and its owner(s) do not specifically endorse and cannot be held responsible or liable for the Terms and Conditions, privacy policies, content, advertising, products and/or services  available at or provided by such third party websites/services, or for any damages and/or losses arising from it. Problems, complaints or questions regarding any advertising on this blog will be handled as quickly as possible.

Copyright Notice

​Most content and images on this site, unless specifically stated or attributed, belong to Makiko Orser and are protected by U.S. Copyright law.  Please do not copy these without permission.

Privacy Policy Updates 

This privacy policy is effective as of August 4,  2023 and will be updated and modified as needed. You are responsible for visiting this page periodically to check for future updates to this policy. Any modifications to this privacy policy will be effective upon our publishing of the new terms, and your continued use of our website after the posting of any updates constitutes your acceptance of our modified privacy policy.

Contact Information

Please email to: wabisavvywallet@gmail.com